Lunch & Learn: Breaking the Myths of Homeownership

Think buying a home is out of reach? Think again.

Join the Black Hills Home Builders Association for a free Lunch & Learn designed to help future homeowners better understand the path to homeownership in South Dakota.

Whether you're a first-time buyer, currently renting, or simply exploring your options, this educational session will help simplify the process and show you what opportunities may be available.

🍽️ FREE Lunch Provided

🎤 Featured Speakers
• Tyler Tribby – AnnieMac Home Lending
• Spencer Gossel – Real Estate Professional
• Representatives from the South Dakota Housing Development Authority

🏡 What You'll Learn

💥 Breaking Common Homeownership Myths
• Do you really need 20% down?
• Is your credit score good enough?
• Can you afford a mortgage payment?
• Should you wait for interest rates to come down?

💰 South Dakota Homebuyer ProgramsLearn about valuable resources available through the South Dakota Housing Development Authority, including:
• Down payment assistance programs
• First-time homebuyer opportunities
• Affordable financing options
• Eligibility requirements and next steps

🧭 The Best Path Into Homeownership

Our panel of local experts will walk you through:
✔ Getting pre-qualified
✔ Understanding your buying power
✔ Budgeting and financial preparation
✔ Shopping for the right home
✔ Closing and moving into your future home

✨ Event Highlights
• Free lunch
• Interactive Q&A session
• Real-life payment examples from the Black Hills market
• First-time homebuyer resources and take-home guides
• Opportunity for free consultations following the event

🎯 Our Goal
To help attendees understand that homeownership may be more achievable than they think and connect them with trusted local professionals who can help create a personalized plan forward.

"You don't need to have everything figured out today — you just need a plan."

📅 Date: June 30
📍 Location: BHHBA Office
⏰ Time: 11:00am-12:30pm

Registration encouraged. Invite a friend who has been thinking about buying a home and join us for this informative session!